Finance & Knowledge Area

WHY CHOOSE NISSAN FINANCE? Business Car Finance

WHY CHOOSE NISSAN FINANCE?

Finance

No matter what size your budget is, at Nissan Finance, we have a range of business car finance packages to help you finance your business vehicles, all with great benefits and features, so you can choose a business vehicle finance that’s absolutely right for you.

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CHOICE

Our selection of products is exclusive to Nissan customers like you.  They are tailored to meet just about every customer requirement. Why not pop into one of our dealers to see what else they can do for you.

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CONVENIENCE

We can give you a decision through our electronic application process – no forms, no transfer of funds, and no cheque to arrange (subject to status), just hassle-free finance that you control.

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COMPREHENSIVE COVER

We offer a comprehensive range of loan protection facilities, so all you have to do is choose the level of cover that suits your individual needs and you can drive away without the worry.

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CREDIBILITY

Nissan Finance are part of one of Europe’s largest motor finance companies.

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CREDIT LIMIT

We can finance your business cars so your other credit lines are free for other uses.

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COMPETITIVE

We offer competitive facilities – many of which you won’t find anywhere else, so if you need finance, ask your Nissan dealer about how we can help you with your important purchase.

GREAT VALUE, HASSLE-FREE FINANCE FOR BUSINESS

CAR CONTRACT HIRE

This straightforward finance package is designed to give you peace of mind. With fixed monthly rentals and no disposal risk (subject to mileage and condition), it removes financial uncertainty and the administrative burden, so you can concentrate on running your business.

CONTRACT HIRE BENEFITS INCLUDE:

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  • Fixed monthly rentals for ease of budgeting
  • Low monthly rentals – our purchasing power means volume savings are passed to our customers
  • 50% VAT reclaimable on cars
  • 100% VAT reclaimable on LCV's
  • Low initial payment, helps cashflow
  • No depreciation risk
  • Vehicle disposed of on your
    behalf 

NISSAN INCLUSIVE MAINTENANCE PACKAGE

NISSAN INCLUSIVE is a competitive servicing and maintenance package available for Contract Hire customers. From as little as £6 per month*, it will help you keep our vehicle on the road with convenience and protect you from unexpected bills.

Two levels of cover available to suit your business needs:

  NISSAN INCLUSIVE
From £6 per month*		 NISSAN INCLUSIVE +
From £16 per month*
Routine Servicing¹ ✓ ✓
Maintenance (wear & tear)² ☓ ✓
Tyres³ ☓ ✓
MOT Test ☓ ✓

NISSAN INCLUSIVE is available for the following vehicles: Juke, Qashqai, X-Trail, ARIYA, LEAF, and Vans. It can be added to your Contract Hire agreement for up to 36 months and 25,000 miles per year.

 

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What NISSANINCLUSIVE offer:

Servicing for the duration of your agreement

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What NISSANINCLUSIVE + offer:

 Servicing, maintenance and tyres for the duration of your agreement

Here are some examples of NISSAN INCLUSIVE monthly costs:
 

24 months Contract Hire with 6,000 annual mileage*

  NISSAN INCLUSIVE
Routine servicing		 NISSAN INCLUSIVE +
Service, Maintenance & Tyres
Juke, Qashqai, X-Trail £10 per month £20 per month
ARIYA, LEAF & Vans £6 per month £16 per month

36 months Contract Hire with 10,000 annual mileage*

  NISSAN INCLUSIVE
Routine servicing		 NISSAN INCLUSIVE +
Service, Maintenance & Tyres
Juke, Qashqai, X-Trail £12 per month £35 per month
ARIYA, LEAF and Vans £6 per month £28 per month
Please contact your local dealer to find out more.

Terms and conditions:
*Price excludes VAT. 6 months advance rental applies. Finance subject to status. Over 18 only. You will not own the vehicle at the end of the contract. Service schedule will be dependent on each vehicle service schedule provided at the time of the purchase of your new vehicle. Vehicles must be serviced in accordance with the manufacturer schedule. Nissan Inclusive & Inclusive + are service and maintenance plans administered by Nissan Finance on behalf of Nissan Motors GB. If you require assistance with your Inclusive / Inclusive + product when travelling outside of the UK and in Europe, please contact Nissan Finance who will be able to provide you with the relevant information to allow you to benefit from your cover. Nissan Finance reserves the right to withdraw the offer at any time.


¹ Includes parts, labour and fluids required for manufacturer recommended routine servicing. Excludes wear and tear items such as, but not limited to, tyres, brakes or wiper blades.
² Replacement parts, labour and fluids for wear and tear and routine servicing, including but not restricted to, brake pads and discs, wiper blades, shock absorbers.
³ Covers for cost of tyre repair or replacement due to fair wear and tear or punctures.

HIRE PURCHASE IS THE TRADITIONAL WAY TO FINANCE YOUR VEHICLE

HIRE PURCHASE

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Simply choose the deposit amount you wish to pay and the length of the repayment period.

HIRE PURCHASE BENEFITS INCLUDE:

  • Fixed monthly rentals for ease of budgeting
  • Monthly payments are not subject to VAT
  • No mileage restrictions
  • Taxation benefit from writing down allowance
  • LCVs acquired on Lease Purchase should be eligible for the Annual Investment Allowance
  • LCVs acquired on Lease Purchase are required to pay VAT upfront as a lump sum

HERE'S HOW IT WORKS: STEP 1

During the repayment period, the amount you borrow plus the interest are repaid by fixed monthly payments. The interest charged is calculated at the beginning and is fixed for the length of the agreement.

HERE'S HOW IT WORKS: STEP 2

The interest charged will remain unaffected by any future changes in interest rates, allowing you to plan your budget with confidence.

HERE'S HOW IT WORKS: STEP 3

At the end of the agreement, subject to payment of a nominal Option to Purchase fee, you take outright ownership of the car.

LEASE PURCHASE – HIRE PURCHASE WITH ADDED FLEXIBILITY TO SUIT YOUR NEEDS.

LEASE PURCHASE

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Lease Purchase offers all the benefits of Hire Purchase, but with the added flexibility of an optional deferred large sum (balloon) payment. This deferred lump sum can reduce your monthly  payment, or reduce your contract length.

LEASE PURCHASE BENEFITS INCLUDE:

  • Fixed monthly rentals for ease of budgeting
  • Monthly payments are not subject to VAT
  • No mileage restrictions
  • Option to include a deferred sum / final 'balloon' payment to keep monthly payments low
  • Taxation benefit from writing down allowance
  • CVs acquired on Lease Purchase should be eligible for the Annual Investment Allowance
  • LCVs acquired on Lease Purchase are required to pay VAT upfront as a lump sum

HERE'S HOW IT WORKS: STEP 1

You pay an initial deposit followed by a fixed number of monthly payments over an agreed contract period.

HERE'S HOW IT WORKS: STEP 2

Monthly payments can be reduced by making a 'balloon' payment at the end of the agreement.

HERE'S HOW IT WORKS: STEP 3

The amount of the 'balloon' payment has to be set at the beginning of the contract.

FLEXIBLE AND VAT EFFICIENT

FINANCE LEASE

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Finance Lease combines many of the benefits of
Contract Hire and Lease Purchase. Because it is a hire product, VAT is paid on the rentals which can helpcashflow. But unlike Contract Hire, Finance Lease
offers end of contract flexibility for those customers who might like to retain the vehicle (a small annual fee applies). Once all the payments have been made,
the hirer can sell the vehicle to a 3rd party and retain 100% of the sales proceeds (paid as a rebate of rentals).

BENEFITS MAY INCLUDE:

  • Fixed monthly rentals for ease of budgeting
  • Lump sum or number of rentals as advance payment
  • Option to extend agreement into a ‘secondary'
    period for a nominal annual fee (peppercorn rental)
  • Option to include a deferred sum/final ‘balloon'
    payment to keep monthly costs low
  • Same tax relief as Contract Hire
  • 50% VAT usually reclaimable on cars
  • 100% VAT usually reclaimable onLCVs


 

HERE'S HOW IT WORKS: STEP 1

You pay an initial deposit followed by a fixed number of monthly rental payments over an agreed contract period.

HERE'S HOW IT WORKS: STEP 2

At the end of the term you can choose a further ‘secondary' lease of hire or dispose of the vehicle on our behalf and keep 100% of the proceeds (paid as a rebate of rentals). Any balloon taken will need to be settled at the end of the primary period.

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